/* =========================================================
   ALTUS · Sistema visual de la web
   Identidad del dosier corporativo: marino, oro y marfil.
   Caladea = métrica de Cambria · Carlito = métrica de Calibri
   ========================================================= */
@font-face{font-family:"Caladea";src:url("/assets/fonts/caladea-latin-400-normal.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Caladea";src:url("/assets/fonts/caladea-latin-700-normal.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Caladea";src:url("/assets/fonts/caladea-latin-400-italic.woff2") format("woff2");font-weight:400;font-style:italic;font-display:swap}
@font-face{font-family:"Carlito";src:url("/assets/fonts/carlito-latin-400-normal.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Carlito";src:url("/assets/fonts/carlito-latin-700-normal.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Carlito";src:url("/assets/fonts/carlito-latin-400-italic.woff2") format("woff2");font-weight:400;font-style:italic;font-display:swap}

:root{
  --ivory:#F5F3EE; --sheet:#FFFFFF; --ink:#0B1E33; --text:#37424F; --muted:#606A76; --line:#E2DDCE;
  --gold:#C9A227; --gold-text:#8A6D12; --gold-soft:#ECE7DA;
  --navy:#0B1E33; --navy-2:#12263B; --navy-deep:#050D18; --navy-line:#2A3B4E;
  --on-navy:#F5F3EE; --on-navy-2:#C9D0D8; --on-navy-muted:#9AA4B0; --gold-light:#E4C878;
  --err:#B3261E;
  --display:"Caladea", Cambria, "Times New Roman", serif;
  --body:"Carlito", Calibri, "Segoe UI", Arial, sans-serif;
  --wrap:1180px; --prose:720px;
  --shadow:0 1px 0 var(--line),0 14px 34px -22px rgba(11,30,51,.28);
  color-scheme:light;
}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]){
  --ivory:#081626; --sheet:#0F2338; --ink:#F5F3EE; --text:#C9D0D8; --muted:#9AA4B0; --line:#22364D; --gold-text:#E4C878; --gold-soft:#1A2F45;
  --navy:#050D18; --navy-2:#0F2338; --navy-line:#22364D; --err:#F2A49B; --shadow:0 0 0 1px var(--line); color-scheme:dark}}
:root[data-theme="dark"]{--ivory:#081626; --sheet:#0F2338; --ink:#F5F3EE; --text:#C9D0D8; --muted:#9AA4B0; --line:#22364D; --gold-text:#E4C878; --gold-soft:#1A2F45;
  --navy:#050D18; --navy-2:#0F2338; --navy-line:#22364D; --err:#F2A49B; --shadow:0 0 0 1px var(--line); color-scheme:dark}

*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;background:var(--ivory);color:var(--text);font-family:var(--body);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:inherit}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
[hidden]{display:none!important}
.skip{position:absolute;left:-9999px;top:0;background:var(--gold);color:#0B1E33;padding:10px 16px;z-index:100;font-weight:700}
.skip:focus{left:16px;top:16px}
.wrap{max-width:var(--wrap);margin:0 auto;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
@media (min-width:720px){.wrap{padding-left:max(32px,env(safe-area-inset-left,0px));padding-right:max(32px,env(safe-area-inset-right,0px))}}

/* Tipografía */
.eyebrow{display:inline-block;font-weight:700;font-size:12px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-text)}
h1,h2,h3{font-family:var(--display);font-weight:700;color:var(--ink);text-wrap:balance;margin:0;letter-spacing:-.005em}
h1{font-size:clamp(2.2rem,4.8vw,3.8rem);line-height:1.08}
h2{font-size:clamp(1.75rem,3.3vw,2.55rem);line-height:1.12}
h3{font-size:1.28rem;line-height:1.25}
p{margin:0}
.lede{font-size:1.125rem;color:var(--muted);max-width:62ch}
.rule{display:block;width:56px;height:2px;background:var(--gold)}

/* Logo */
.logo{display:inline-flex;align-items:center;gap:14px;text-decoration:none;color:var(--on-navy)}
.logo svg{height:30px;width:auto;flex:none}
.logo span{font-size:1.15rem;letter-spacing:.42em;margin-right:-.42em}

/* Botones */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font:700 15px/1 var(--body);letter-spacing:.02em;padding:15px 24px;border:1px solid var(--gold);background:var(--gold);color:#0B1E33;text-decoration:none;cursor:pointer;transition:background .2s,color .2s,border-color .2s}
.btn:hover{background:transparent;color:var(--gold-text)}
.on-navy .btn:hover,.btn.on-dark:hover{color:var(--gold-light)}
.btn.ghost{background:transparent;color:var(--on-navy);border-color:var(--navy-line)}
.btn.ghost:hover{border-color:var(--gold);color:var(--gold-light)}
.btn.line{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn.line:hover{background:var(--ink);color:var(--ivory)}
.btn.sm{padding:11px 16px;font-size:14px}
.btn[disabled]{opacity:.6;cursor:wait}
.link{font-weight:700;text-decoration:none;color:var(--ink);border-bottom:2px solid var(--gold);padding-bottom:2px}
.link:hover{color:var(--gold-text)}

/* Cabecera */
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:30;background:var(--navy-deep)}
header.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;background:var(--navy-deep);border-bottom:1px solid var(--navy-line);color:var(--on-navy)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;height:70px}
nav.main{display:none;gap:28px;font-size:15px}
nav.main a{text-decoration:none;color:var(--on-navy-muted);transition:color .2s}
nav.main a:hover,nav.main a[aria-current="page"]{color:var(--on-navy)}
nav.main a[aria-current="page"]{box-shadow:inset 0 -2px 0 var(--gold);padding-bottom:4px}
.top-actions{display:flex;align-items:center;gap:20px}
@media (min-width:1000px){nav.main{display:flex}}
.menu{position:relative}
.menu summary{list-style:none;cursor:pointer;font-size:12px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;padding:10px 0;color:var(--on-navy)}
.menu summary::-webkit-details-marker{display:none}
.menu nav{position:absolute;right:0;top:46px;background:var(--navy-2);border:1px solid var(--navy-line);border-top:3px solid var(--gold);padding:10px 18px;display:flex;flex-direction:column;min-width:220px}
.menu nav a{padding:11px 0;text-decoration:none;border-bottom:1px solid var(--navy-line);font-size:16px;color:var(--on-navy)}
.menu nav a:last-child{border-bottom:0}
@media (min-width:1000px){.menu{display:none}}
@media (max-width:520px){.top .btn.sm{display:none}.logo span{font-size:1rem}}

/* Fondos marino */
.navy-bg{background:radial-gradient(120% 90% at 85% 10%,#13283F 0%,#0A1C31 45%,#071527 100%);color:var(--on-navy)}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]) .navy-bg{background:radial-gradient(120% 90% at 85% 10%,#0E2136 0%,#071527 50%,#040B15 100%)}}
:root[data-theme="dark"] .navy-bg{background:radial-gradient(120% 90% at 85% 10%,#0E2136 0%,#071527 50%,#040B15 100%)}
.on-navy h1,.on-navy h2,.on-navy h3{color:var(--on-navy)}
.on-navy .eyebrow{color:var(--gold)}
.on-navy .lede{color:var(--on-navy-2)}
.on-navy em.hl,.hl{font-style:normal;color:var(--gold)}
section.navy{background:var(--navy);color:var(--on-navy)}

/* Hero portada */
.hero{padding-block:64px 72px}
@media (min-width:1000px){.hero{padding-block:96px 104px}}
.hero-grid{display:grid;gap:48px}
@media (min-width:1000px){.hero-grid{grid-template-columns:1.1fr .9fr;gap:72px;align-items:center}}
.hero-copy{display:flex;flex-direction:column;gap:26px;min-width:0}
.actions{display:flex;flex-wrap:wrap;gap:12px}
.hero-note{font-size:14px;color:var(--on-navy-muted)}

/* Ruta del préstamo */
.route{background:rgba(18,38,59,.75);border:1px solid var(--navy-line);border-top:3px solid var(--gold);padding:26px 24px;min-width:0}
.route-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;flex-wrap:wrap;border-bottom:1px solid var(--navy-line);padding-bottom:14px;margin-bottom:4px}
.route-head strong{font-family:var(--display);font-size:1.15rem;color:var(--on-navy)}
.route-head span{font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--on-navy-muted)}
.route ol{list-style:none;margin:0;padding:0}
.route li{display:grid;grid-template-columns:26px 1fr auto;gap:12px;align-items:start;padding:12px 0;border-bottom:1px solid rgba(42,59,78,.6)}
.route li:last-child{border-bottom:0}
.route .dot{width:10px;height:10px;border:1.5px solid #5C6C7C;transform:rotate(45deg);margin:7px 0 0 8px}
.route li.in .dot{background:var(--gold);border-color:var(--gold)}
.route li.pre .step{color:var(--on-navy-muted)}
.route li.pre .dot{border-style:dashed;opacity:.6}
.route .step{font-size:16px;line-height:1.35;color:var(--on-navy)}
.route .step small{display:block;color:var(--on-navy-muted);font-size:14px}
.route .tag{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#7C8798;white-space:nowrap;padding-top:3px}
.route li.in .tag{color:var(--gold)}
.route-foot{margin-top:14px;font-size:13.5px;color:var(--on-navy-muted);display:flex;gap:10px;align-items:center}
.route-foot i{display:inline-block;width:9px;height:9px;background:var(--gold);transform:rotate(45deg);flex:none}

/* Cabecera de página interior */
.page-hero{padding-block:56px 64px}
@media (min-width:1000px){.page-hero{padding-block:80px 88px}}
.page-hero .wrap{display:flex;flex-direction:column;gap:22px}
.page-hero h1{max-width:20ch}
.page-hero .lede{max-width:64ch}
.crumbs{font-size:14px;color:var(--on-navy-muted)}
.crumbs a{text-decoration:none}
.crumbs a:hover{color:var(--on-navy)}
.crumbs span[aria-hidden]{margin:0 8px;color:var(--gold)}

/* Franja de principios */
.values{background:var(--sheet);border-bottom:1px solid var(--line)}
.values .wrap{display:grid}
@media (min-width:820px){.values .wrap{grid-template-columns:repeat(3,1fr)}}
.value{padding-block:34px;display:flex;flex-direction:column;gap:8px;border-bottom:1px solid var(--line)}
.value:last-child{border-bottom:0}
@media (min-width:820px){.value{border-bottom:0;padding-right:32px}.value+.value{border-left:1px solid var(--line);padding-left:32px}}
.value h3{font-size:1.2rem}
.value p{color:var(--muted);font-size:15.5px}

/* Secciones */
section.sec{padding-block:80px}
@media (min-width:1000px){section.sec{padding-block:112px}}
section.sec.tight{padding-block:64px}
section.sec.white{background:var(--sheet)}
section.sec + section.sec:not(.navy):not(.white){border-top:1px solid var(--line)}
.sec-inner{display:flex;flex-direction:column;gap:44px}
.sec-head{display:flex;flex-direction:column;gap:16px;max-width:780px}
.split{display:grid;gap:40px}
@media (min-width:1000px){.split{grid-template-columns:1.15fr .85fr;gap:64px;align-items:start}}
.split > *{min-width:0}

/* Tarjetas */
.cards{display:grid;gap:20px}
@media (min-width:900px){.cards{grid-template-columns:repeat(3,1fr)}}
@media (min-width:720px){.cards.two{grid-template-columns:repeat(2,1fr)}}
.card{background:var(--sheet);border-top:3px solid var(--gold);box-shadow:var(--shadow);padding:30px 26px;display:flex;flex-direction:column;gap:16px;min-width:0}
.card .code{font-family:var(--display);font-weight:700;font-size:2rem;color:var(--gold-text);line-height:1}
.card .full{font-family:var(--display);font-weight:700;font-size:1.05rem;color:var(--ink);margin-top:-6px}
.card p{font-size:15.5px}
.card .link{margin-top:auto;align-self:flex-start;font-size:15px}
.facts{margin:0;border-top:1px solid var(--line)}
.facts div{display:grid;grid-template-columns:110px 1fr;gap:12px;padding:11px 0;border-bottom:1px solid var(--line);font-size:15px}
.facts dt{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);padding-top:3px}
.facts dd{margin:0;color:var(--ink)}
.factbox{background:var(--sheet);border-top:3px solid var(--gold);box-shadow:var(--shadow);padding:26px 26px 14px}
.factbox h3{font-size:1.1rem;margin-bottom:12px}
.factbox .facts{border-top:0}
.factbox .facts div:last-child{border-bottom:0}

/* Lista con rombos */
.checks{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.checks li{display:grid;grid-template-columns:20px 1fr;gap:12px;align-items:start}
.checks li::before{content:"";width:9px;height:9px;background:var(--gold);transform:rotate(45deg);margin-top:9px}
.checks strong{color:var(--ink)}

/* Proceso */
.process{list-style:none;margin:0;padding:0;display:grid;gap:16px}
@media (min-width:720px){.process{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1080px){.process{grid-template-columns:repeat(4,1fr)}}
.process li{background:var(--navy-2);border:1px solid var(--navy-line);padding:28px 22px;display:flex;flex-direction:column;gap:12px;min-width:0}
.process .n{font-family:var(--display);font-weight:700;font-size:2.2rem;color:var(--gold);line-height:1}
.process p{color:var(--on-navy-muted);font-size:15.5px}
.process .out{margin-top:auto;padding-top:14px;border-top:1px solid var(--navy-line);font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-light)}

/* Operaciones */
.ops-wrap{overflow-x:auto;background:var(--sheet);box-shadow:var(--shadow)}
table.ops{width:100%;border-collapse:collapse;min-width:720px;font-size:15.5px;font-variant-numeric:tabular-nums}
.ops thead th{background:#0B1E33;color:#F5F3EE;font-weight:700;font-size:12px;letter-spacing:.12em;text-transform:uppercase;text-align:left;padding:14px 16px}
.ops td{padding:16px;border-bottom:1px solid var(--line);vertical-align:top;color:var(--ink)}
.ops tbody tr:nth-child(even) td{background:color-mix(in srgb,var(--gold-soft) 55%,var(--sheet))}
.ops .r{text-align:right}
.ops td small{display:block;color:var(--muted);font-size:14px}
.ops .disc{font-family:var(--display);font-weight:700;font-size:1.25rem;color:var(--gold-text)}
.pill{display:inline-block;font-size:11.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:5px 9px;border:1px solid var(--line);color:var(--muted);white-space:nowrap}
.pill.hot{border-color:var(--gold);color:var(--gold-text)}
.footnote{font-size:14px;color:var(--muted);max-width:85ch;font-style:italic}

/* Honorarios */
.terms{display:grid;gap:20px}
@media (min-width:820px){.terms{grid-template-columns:repeat(2,1fr)}}
.term{background:var(--sheet);box-shadow:var(--shadow);padding:26px 28px;display:flex;flex-direction:column;gap:8px}
.term h3::before{content:"";display:inline-block;width:9px;height:9px;background:var(--gold);transform:rotate(45deg);margin:0 12px 3px 0}
.term p{color:var(--muted)}

/* FAQ */
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 0;font-family:var(--display);font-weight:700;font-size:1.15rem;color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";width:9px;height:9px;flex:none;border-right:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(45deg);transition:transform .2s;margin-right:4px}
.faq details[open] summary::after{transform:rotate(225deg)}
.faq details p{padding:0 0 24px;color:var(--muted);max-width:70ch}

/* CTA */
.cta-band{padding-block:64px}
.cta-band .wrap{display:flex;flex-wrap:wrap;gap:28px;align-items:center;justify-content:space-between}
.cta-band .copy{display:flex;flex-direction:column;gap:12px;max-width:640px}
.related{display:flex;flex-wrap:wrap;gap:12px 28px;align-items:center;font-size:15px}
.related .eyebrow{margin-right:4px}

/* Contacto */
.contact .grid{display:grid;gap:44px}
@media (min-width:1000px){.contact .grid{grid-template-columns:.85fr 1.15fr;gap:72px}}
.contact-side{display:flex;flex-direction:column;gap:22px}
.contact-card{border:1px solid var(--navy-line);background:var(--navy-2);padding:24px;display:flex;flex-direction:column;gap:12px;font-size:15.5px}
.contact-card .row{display:flex;gap:12px;align-items:center;color:var(--on-navy)}
.contact-card .row i{width:8px;height:8px;background:var(--gold);transform:rotate(45deg);flex:none}
.contact-card a{text-decoration:none}
.contact-card a:hover{color:var(--gold-light)}

/* Formularios */
.form{display:grid;gap:20px;background:var(--sheet);border-top:3px solid var(--gold);padding:30px 24px;color:var(--text)}
@media (min-width:720px){.form{grid-template-columns:1fr 1fr;padding:36px}.form .full{grid-column:1/-1}}
.field{display:flex;flex-direction:column;gap:7px;min-width:0;border:0;padding:0;margin:0}
.field label,.field legend{font-size:11.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);padding:0}
.field .opt{font-weight:400;text-transform:none;letter-spacing:0}
.field input,.field select,.field textarea{font:16px/1.4 var(--body);color:var(--ink);background:var(--ivory);border:1px solid var(--line);padding:12px 14px;border-radius:0;width:100%}
.field textarea{min-height:110px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px color-mix(in srgb,var(--gold) 25%,transparent)}
.field[aria-invalid="true"] input,.field[aria-invalid="true"] select{border-color:var(--err)}
.err{font-size:14px;color:var(--err)}
.err:empty{display:none}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:6px}
.chips label{font-size:15px;font-weight:400;text-transform:none;letter-spacing:0;color:var(--ink);border:1px solid var(--line);background:var(--ivory);padding:10px 14px;cursor:pointer;display:inline-flex;gap:8px;align-items:center;white-space:nowrap}
.chips input{accent-color:var(--gold);margin:0}
.chips label:has(input:checked){border-color:var(--gold);background:color-mix(in srgb,var(--gold) 14%,var(--sheet))}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:14.5px;color:var(--muted)}
.consent input{margin-top:3px;accent-color:var(--gold);width:18px;height:18px;flex:none}
.form .btn{justify-self:start}
.form-note{font-size:13.5px;color:var(--muted)}
.hp{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}
.status{font-size:15px;padding:14px 16px;background:var(--gold-soft);border-left:3px solid var(--gold);color:var(--ink)}
.status.bad{border-left-color:var(--err)}
.success{background:var(--sheet);border-top:3px solid var(--gold);padding:40px 32px;display:flex;flex-direction:column;gap:12px}

/* Modal dosier */
.modal{position:fixed;inset:0;z-index:50;background:rgba(5,13,24,.72);display:flex;align-items:center;justify-content:center;padding:20px max(16px,env(safe-area-inset-right,0px)) 20px max(16px,env(safe-area-inset-left,0px))}
.modal-box{background:var(--sheet);border-top:3px solid var(--gold);width:min(520px,100%);max-height:calc(100vh - 40px);overflow:auto;padding:32px 28px;position:relative}
.modal-box h2{font-size:1.7rem;margin-bottom:8px}
.modal-box .form{padding:20px 0 0;border:0;grid-template-columns:1fr}
.modal-close{position:absolute;top:10px;right:12px;background:none;border:0;font-size:28px;line-height:1;color:var(--muted);cursor:pointer;padding:6px 10px}
.modal-close:hover{color:var(--ink)}

/* Artículos y páginas legales */
.prose{max-width:var(--prose);margin:0 auto;font-size:18px;line-height:1.7}
.prose > * + *{margin-top:1.1em}
.prose h2{font-size:1.75rem;margin-top:2em}
.prose h3{font-size:1.3rem;margin-top:1.6em}
.prose p,.prose li{color:var(--text)}
.prose strong{color:var(--ink)}
.prose a{color:var(--ink);text-decoration-color:var(--gold);text-decoration-thickness:2px;text-underline-offset:3px}
.prose a:hover{color:var(--gold-text)}
.prose ul,.prose ol{padding-left:1.3em}
.prose li + li{margin-top:.5em}
.prose hr,.prose .rule{border:0;height:1px;background:var(--line);width:100%;margin:2.2em 0}
.prose .article-lead,.prose .lead{font-family:var(--display);font-size:1.35rem;line-height:1.5;color:var(--ink)}
.prose table{width:100%;border-collapse:collapse;font-size:16px}
.prose th,.prose td{text-align:left;padding:12px;border-bottom:1px solid var(--line);vertical-align:top}
.prose th{background:#0B1E33;color:#F5F3EE;font-size:13px;letter-spacing:.08em;text-transform:uppercase}
.table-scroll{overflow-x:auto}
.meta{font-size:14px;letter-spacing:.06em;color:var(--on-navy-muted)}
.post-list{display:grid;gap:20px}
@media (min-width:900px){.post-list{grid-template-columns:repeat(3,1fr)}}
.post{background:var(--sheet);border-top:3px solid var(--gold);box-shadow:var(--shadow);padding:28px 26px;display:flex;flex-direction:column;gap:14px;text-decoration:none;transition:transform .2s}
.post:hover{transform:translateY(-3px)}
.post h2{font-size:1.4rem}
.post p{font-size:15.5px;color:var(--muted)}
.post .more{margin-top:auto;font-weight:700;color:var(--ink);font-size:15px}
.post .more::after{content:" →";color:var(--gold)}
.callout{background:var(--navy);color:var(--on-navy);padding:30px 28px;display:flex;flex-direction:column;gap:14px;max-width:var(--prose);margin:56px auto 0}
.callout h3{color:var(--on-navy)}
.callout p{color:var(--on-navy-2)}
.callout .btn{align-self:flex-start}

/* Pie */
footer.foot{background:var(--navy-deep);color:var(--on-navy-muted);padding-block:52px 56px;font-size:14.5px}
.foot-grid{display:grid;gap:30px}
@media (min-width:820px){.foot-grid{grid-template-columns:1.3fr 1fr 1fr}}
.foot .tag{margin-top:14px;font-style:italic}
.foot nav{display:flex;flex-direction:column;gap:7px}
.foot nav .eyebrow{color:var(--gold);margin-bottom:4px}
.foot a{text-decoration:none}
.foot a:hover{color:var(--on-navy)}
.disclaimer{margin-top:40px;padding-top:22px;border-top:1px solid var(--navy-line);font-size:13px;max-width:115ch;color:#7C8798}

/* Oportunidades */
.opp-filters{display:grid;gap:16px;align-items:end;background:var(--sheet);box-shadow:var(--shadow);padding:20px}
@media (min-width:820px){.opp-filters{grid-template-columns:repeat(2,minmax(0,1fr))}}
.opp-count{font-size:14px;color:var(--muted);font-weight:700;white-space:nowrap;padding-bottom:10px}
.opp-grid{display:grid;gap:22px}
@media (min-width:700px){.opp-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (min-width:1050px){.opp-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
.opp{background:var(--sheet);box-shadow:var(--shadow);display:flex;flex-direction:column;min-width:0;border-top:3px solid var(--gold)}
.opp-media{display:block;text-decoration:none;aspect-ratio:16/10;overflow:hidden;background:var(--navy)}
.opp-media img{width:100%;height:100%;object-fit:cover}
.opp-ph{height:100%;min-height:100%;background:radial-gradient(120% 90% at 85% 10%,#1B3552 0,#0B1E33 55%,#050D18 100%);color:#F5F3EE;display:flex;flex-direction:column;justify-content:flex-end;gap:4px;padding:20px 22px;position:relative}
.opp-ph svg{position:absolute;right:20px;top:18px;width:34px;height:auto;opacity:.9}
.opp-ph-ref{font-size:12px;font-weight:700;letter-spacing:.22em;color:#E4C878}
.opp-ph-zone{font-family:var(--display);font-weight:700;font-size:1.45rem;line-height:1.15}
.opp-ph.big .opp-ph-zone{font-size:clamp(1.6rem,3vw,2.3rem)}
.opp-ph.big svg{width:46px}
.opp-body{padding:20px 22px 22px;display:flex;flex-direction:column;gap:10px;flex:1}
.opp-tags{display:flex;gap:8px;flex-wrap:wrap}
.opp h3{font-size:1.3rem}
.opp h3 a{text-decoration:none}
.opp h3 a:hover{color:var(--gold-text)}
.opp-sub{font-size:14.5px;color:var(--muted)}
.opp-nums{margin:4px 0 0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.opp-nums div{padding:10px 8px 10px 0;min-width:0}
.opp-nums div+div{padding-left:10px;border-left:1px solid var(--line)}
.opp-nums dt{font-size:10.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);line-height:1.3}
.opp-nums dd{margin:4px 0 0;font-weight:700;color:var(--ink);font-size:15.5px;font-variant-numeric:tabular-nums;white-space:nowrap}
.opp-nums .hl dd{color:var(--gold-text)}
.opp-disc{font-size:14px;font-weight:700;color:var(--gold-text)}
.opp .btn{margin-top:auto;align-self:flex-start}
.opp-empty{background:var(--sheet);padding:22px;box-shadow:var(--shadow)}
.opp-layout{display:grid;gap:32px}
@media (min-width:1000px){.opp-layout{grid-template-columns:minmax(0,1.35fr) minmax(0,1fr);align-items:start}.opp-aside{position:sticky;top:96px}}
.opp-main{display:flex;flex-direction:column;gap:26px;min-width:0}
.opp-media.big{aspect-ratio:16/8}
.opp-stats{margin:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));background:var(--sheet);box-shadow:var(--shadow)}
@media (min-width:720px){.opp-stats{grid-template-columns:repeat(4,minmax(0,1fr))}}
.opp-stats div{padding:18px 18px;border-bottom:1px solid var(--line)}
.opp-stats div:nth-child(odd){border-right:1px solid var(--line)}
@media (min-width:720px){.opp-stats div{border-bottom:0;border-right:1px solid var(--line)}.opp-stats div:last-child{border-right:0}}
.opp-stats dt{font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.opp-stats dd{margin:6px 0 0;font-family:var(--display);font-weight:700;font-size:1.45rem;color:var(--ink);font-variant-numeric:tabular-nums}
.opp-stats .hl{background:var(--gold-soft)}
.opp-stats .hl dd{color:var(--gold-text)}
.opp-block{display:flex;flex-direction:column;gap:12px}
.opp-block h2{font-size:1.45rem}
.opp-block .facts div{grid-template-columns:130px 1fr}
.opp-form{grid-template-columns:1fr!important;box-shadow:var(--shadow)}
.opp-form-h{font-size:1.5rem;margin-top:6px}
.success.opp-form{background:var(--sheet);border-top:3px solid var(--gold);padding:30px}
.opp-steps{list-style:none;margin:0;padding:0;display:grid;gap:18px}
@media (min-width:820px){.opp-steps{grid-template-columns:repeat(4,1fr)}}
.opp-steps li{display:flex;gap:14px;background:var(--sheet);box-shadow:var(--shadow);padding:20px}
.opp-steps .n{font-family:var(--display);font-weight:700;font-size:1.6rem;color:var(--gold-text);line-height:1}
.opp-steps strong{color:var(--ink)}
.opp-steps p{font-size:15px;margin-top:4px}
.opp-pn{display:flex;flex-wrap:wrap;gap:16px;padding-top:8px}
.opp-ph-disc{font-family:var(--display);font-weight:700;font-size:2.6rem;line-height:1;color:#E4C878;font-variant-numeric:tabular-nums}
.opp-ph-sub{font-size:13.5px;color:#C9D0D8}
.opp-media{aspect-ratio:16/8}
.opp-nums small,.opp-stats small{display:block;font-size:11.5px;color:var(--muted);margin-top:2px;line-height:1.3}
.opp-fee{font-size:13px;color:var(--muted);margin-top:2px}
.opp-feebox{display:flex;flex-wrap:wrap;align-items:baseline;gap:6px 14px;background:var(--sheet);box-shadow:var(--shadow);padding:16px 18px;margin-top:-12px;border-left:3px solid var(--gold)}
.opp-feebox strong{color:var(--ink);font-size:1.05rem}
.opp-feebox span:last-child{font-size:14px;color:var(--muted)}
.opp-stats{grid-template-columns:1fr}
.opp-stats div{border-right:0!important}
@media (min-width:560px){.opp-stats{grid-template-columns:repeat(3,minmax(0,1fr))}.opp-stats div{border-bottom:0;border-right:1px solid var(--line)!important}.opp-stats div:last-child{border-right:0!important}}
.tabs{display:flex;flex-direction:column;gap:22px}
.tab-list{display:flex;flex-wrap:wrap;gap:10px}
.tab-list [role="tab"]{font:700 15px/1.2 var(--body);padding:12px 18px;border:1px solid var(--ink);background:transparent;color:var(--ink);cursor:pointer}
.tab-list [role="tab"]:hover{border-color:var(--gold);color:var(--gold-text)}
.tab-list [role="tab"][aria-selected="true"]{background:var(--ink);color:var(--ivory);border-color:var(--ink)}
@media (max-width:620px){.tab-list{display:grid;grid-template-columns:1fr 1fr}.tab-list [role="tab"]{padding:12px 10px;font-size:14px}}
.tab-panel{background:var(--sheet);box-shadow:var(--shadow);border-top:3px solid var(--gold);padding:24px;display:flex;flex-direction:column;gap:18px}
@media (min-width:720px){.tab-panel{padding:30px 34px}}
.tab-panel .facts div{grid-template-columns:minmax(120px,220px) 1fr}
.tab-panel p{font-size:15.5px}
.doc-row{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;background:var(--ivory);padding:14px 18px}
.doc-row strong{display:block;color:var(--ink)}
.doc-row span{font-size:13.5px;color:var(--muted)}
.doc-preview{display:block;max-width:620px;width:100%;margin:0 auto;box-shadow:var(--shadow);border:1px solid var(--line)}
.doc-preview img{width:100%;height:auto}
@media (max-width:620px){.tab-panel .facts div{grid-template-columns:1fr;gap:3px}.tab-panel{padding:20px 18px}}
@media (min-width:1050px){.opp-filters{grid-template-columns:repeat(4,minmax(0,1fr)) auto}}
@media (min-width:1050px){.opp-filters{grid-template-columns:repeat(5,minmax(0,1fr)) auto}}
.opp-filters select:disabled{opacity:.55;cursor:not-allowed}

/* Oportunidades · v2 (acabado institucional) */
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.opp-cat-hero{padding-bottom:56px}
.opp-cat-grid{display:grid;gap:36px;margin-top:22px}
@media (min-width:1000px){.opp-cat-grid{grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);align-items:end;gap:64px}}
.opp-cat-grid h1{margin-bottom:18px}
.opp-summary{margin:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border-top:1px solid var(--navy-line);border-left:1px solid var(--navy-line)}
.opp-summary div{padding:18px 20px;border-right:1px solid var(--navy-line);border-bottom:1px solid var(--navy-line)}
.opp-summary dt{font-size:13px;color:var(--on-navy-muted)}
.opp-summary dd{margin:6px 0 0;font-family:var(--display);font-weight:700;font-size:clamp(1.6rem,2.6vw,2.1rem);color:var(--on-navy);font-variant-numeric:tabular-nums;line-height:1.1}
.opp-summary div:nth-child(2) dd{color:var(--gold-light)}
.opp-filters{border-top:3px solid var(--gold)}
.opp-toolbar{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;margin-top:-6px}
.opp-toolbar .opp-count{padding:0;font-size:15px;color:var(--ink)}
.opp-view{display:inline-flex;border:1px solid var(--line);background:var(--sheet)}
.opp-view button{font:700 14px/1 var(--body);padding:10px 16px;border:0;background:transparent;color:var(--muted);cursor:pointer}
.opp-view button[aria-pressed="true"]{background:var(--ink);color:var(--ivory)}
.opp-view button:not([aria-pressed="true"]):hover{color:var(--ink)}
/* tarjeta */
.opp{border-top:0;box-shadow:0 1px 0 var(--line),0 1px 2px rgba(11,30,51,.04);border:1px solid var(--line);transition:border-color .15s,box-shadow .15s}
.opp:hover{border-color:#cfc6ae;box-shadow:0 18px 40px -28px rgba(11,30,51,.35)}
.opp:focus-within{border-color:var(--gold)}
.opp-body{padding:22px 24px 20px;gap:12px}
.opp-head{display:flex;justify-content:space-between;align-items:center;gap:10px}
.opp-ref{font-weight:700;font-size:13px;letter-spacing:.06em;color:var(--muted);font-variant-numeric:tabular-nums}
.opp-status{display:inline-flex;align-items:center;gap:7px;font-size:13px;font-weight:700;color:var(--ink)}
.opp-status::before{content:"";width:7px;height:7px;border-radius:50%;background:#2E7D4F}
.opp-status.s-reservada::before{background:var(--gold)}
.opp-status.s-cerrada::before{background:var(--muted)}
.on-navy .opp-status{color:var(--on-navy)}
.opp h3{font-size:1.38rem;line-height:1.2}
.opp h3 a::after{content:"";position:absolute;inset:0}
.opp{position:relative}
.opp-sub{font-size:14.5px;margin-top:-4px}
.opp-price{display:flex;flex-direction:column;gap:2px;padding-top:12px;border-top:1px solid var(--line);margin-top:4px}
.opp-price span{font-size:13px;color:var(--muted)}
.opp-price strong{font-family:var(--display);font-size:1.9rem;line-height:1.1;color:var(--gold-text);font-variant-numeric:tabular-nums}
.opp-bar{display:flex;flex-direction:column;gap:6px}
.opp-bar-track{display:block;height:6px;background:var(--gold-soft);position:relative;overflow:hidden}
.opp-bar-fill{display:block;height:100%;background:var(--gold)}
.opp-bar-cap{font-size:12.5px;color:var(--muted)}
.opp-nums{grid-template-columns:repeat(2,minmax(0,1fr));border-bottom:0;margin-top:2px}
.opp-nums dt{text-transform:none;letter-spacing:0;font-size:12.5px;font-weight:400}
.opp-nums dd{font-size:16px}
.opp-foot{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:auto;padding-top:14px;border-top:1px solid var(--line)}
.opp-fee{font-size:13px;color:var(--muted);margin:0}
.opp-link{position:relative;z-index:1;font-weight:700;font-size:14.5px;color:var(--ink);text-decoration:none;border-bottom:2px solid var(--gold);padding-bottom:2px}
.opp-link:hover{color:var(--gold-text)}
.opp .btn{display:none}
.opp.has-photo .opp-media{aspect-ratio:16/10}
/* tabla */
.opp-table-wrap{overflow-x:auto;background:var(--sheet);border:1px solid var(--line)}
.opp-table{width:100%;border-collapse:collapse;font-size:15px;min-width:860px}
.opp-table th{text-align:left;font-size:12.5px;font-weight:700;color:var(--muted);padding:14px 16px;border-bottom:2px solid var(--ink);white-space:nowrap;background:var(--sheet);position:sticky;top:0}
.opp-table td{padding:14px 16px;border-bottom:1px solid var(--line);vertical-align:middle;color:var(--text)}
.opp-table tbody tr:hover td{background:var(--ivory)}
.opp-table .r{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
.opp-table td.imp{color:var(--gold-text);font-weight:700}
.opp-table td a:not(.opp-link){color:var(--ink);font-weight:700;text-decoration:none}
.opp-table b{color:var(--ink)}
/* ficha: cabecera */
.opp-hero-meta{display:flex;flex-wrap:wrap;align-items:center;gap:10px 22px;margin:18px 0 16px;font-size:14px;color:var(--on-navy-2)}
.opp-hero-meta .opp-ref{color:var(--gold-light)}
.opp-hero .lede{margin-top:16px}
.opp-term{margin:34px 0 0;display:grid;grid-template-columns:1fr;border-top:1px solid var(--navy-line)}
@media (min-width:720px){.opp-term{grid-template-columns:repeat(3,minmax(0,1fr))}}
.opp-term div{padding:18px 0 4px}
@media (min-width:720px){.opp-term div{padding:20px 24px 4px 0}.opp-term div+div{padding-left:24px;border-left:1px solid var(--navy-line)}}
.opp-term dt{font-size:13.5px;color:var(--on-navy-muted)}
.opp-term dd{margin:6px 0 0;font-family:var(--display);font-weight:700;font-size:clamp(1.7rem,3vw,2.4rem);color:var(--on-navy);font-variant-numeric:tabular-nums;line-height:1.1}
.opp-term .hl dd{color:var(--gold-light)}
.opp-hero .actions{margin-top:30px}
/* ficha: gráfico */
.opp-chart{list-style:none;margin:0;padding:22px 24px;background:var(--sheet);border:1px solid var(--line);display:flex;flex-direction:column;gap:16px}
.opp-chart li{display:grid;grid-template-columns:1fr auto;gap:6px 16px;align-items:center}
.opp-chart .lab{font-size:14px;color:var(--text)}
.opp-chart .val{font-weight:700;color:var(--ink);font-variant-numeric:tabular-nums;font-size:15px}
.opp-chart .bar{grid-column:1/-1;height:10px;background:var(--ivory);display:block}
.opp-chart .bar span{display:block;height:100%;background:var(--ink)}
.opp-chart .c-d .bar span{background:#8C97A4}
.opp-chart .c-s .bar span{background:#C9D0D8}
.opp-chart .c-i .bar span{background:var(--gold)}
.opp-chart .c-i .val{color:var(--gold-text)}
.opp-feebox{margin-top:0}
@media (min-width:1050px){.opp-filters{grid-template-columns:repeat(5,minmax(0,1fr))}}
.opp-cat-hero + .sec{padding-top:48px}
.opp-hero + .sec{padding-top:56px}
.opp-filters{grid-template-columns:1fr 1fr;gap:14px 14px;padding:18px}
.opp-filters .field:first-child,.opp-filters .field:nth-child(2){grid-column:auto}
.opp-filters .field:last-child{grid-column:1/-1}
@media (min-width:1050px){.opp-filters .field:last-child{grid-column:auto}}
@media (max-width:420px){.opp-filters label{font-size:10.5px;letter-spacing:.12em}}
.opp-table td.imp,.opp-table th:nth-child(6){text-align:center}
.opp-summary div{text-align:center;display:flex;flex-direction:column;justify-content:center;align-items:center;padding:22px 16px}
.opp-summary dt{max-width:20ch}
.opp-summary dt{min-height:2.9em;display:flex;align-items:flex-end;justify-content:center;line-height:1.45}
.opp-summary div{justify-content:flex-start}
/* Rentabilidad estimada (bajo NDA) */
.opp-roi{background:var(--sheet);border:1px solid var(--line);border-top:3px solid var(--gold);padding:24px;gap:16px}
@media (min-width:720px){.opp-roi{padding:28px 30px}}
.opp-roi > p{font-size:15.5px}
.roi-grid{display:grid;gap:14px}
@media (min-width:640px){.roi-grid{grid-template-columns:1fr 1fr}}
.roi-card{background:var(--ivory);padding:18px 18px 16px;display:flex;flex-direction:column;gap:8px}
.roi-card h3{font-size:1.05rem}
.roi-card p{font-size:14.5px}
.roi-lock{display:flex;align-items:center;gap:10px;margin-top:auto;padding-top:10px;border-top:1px solid var(--line);font-weight:700;color:var(--gold-text);font-size:14px}
.roi-lock svg{width:20px;height:20px;flex:none}
.roi-form{display:grid;gap:14px;padding-top:6px}
@media (min-width:720px){.roi-form{grid-template-columns:repeat(3,minmax(0,1fr))}.roi-form .full,.roi-form .roi-form-h,.roi-form .btn{grid-column:1/-1}}
.roi-form-h{font-weight:700;color:var(--ink);font-size:15.5px}
.roi-form .btn{justify-self:start}
.roi-ok{background:var(--ivory);padding:20px}
.roi-method{border-top:1px solid var(--line);padding-top:12px}
.roi-method summary{cursor:pointer;font-weight:700;color:var(--ink);list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px;padding:6px 0}
.roi-method summary::-webkit-details-marker{display:none}
.roi-method summary::after{content:"+";font-size:1.4rem;color:var(--gold-text);line-height:1}
.roi-method[open] summary::after{content:"−"}
.roi-method-body{display:flex;flex-direction:column;gap:10px;padding-top:8px}
.roi-method-body h3{font-size:1rem;margin-top:6px}
.roi-method-body ol{margin:0;padding-left:22px;display:flex;flex-direction:column;gap:6px;font-size:14.5px}
.roi-note{background:var(--gold-soft);border-left:3px solid var(--gold);padding:12px 14px;font-size:14.5px}
.roi-note strong{color:var(--ink)}
.roi-val{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-top:auto;padding-top:12px;border-top:1px solid var(--line)}
.roi-val span{font-size:13.5px;color:var(--muted)}
.roi-val strong{font-family:var(--display);font-size:2rem;line-height:1;color:var(--gold-text);font-variant-numeric:tabular-nums}
.roi-disc{font-size:13px!important;color:var(--muted);font-style:italic}
.roi-val{flex-direction:column;align-items:flex-start;gap:4px}
.roi-val strong{white-space:nowrap;font-size:2.2rem}
/* v20261031g: tarjeta (descuento sobre deuda, enlace en el pie) y cifras del encabezado centradas */
.opp-bar-cap b{color:var(--ink);font-weight:700}
.opp-foot{justify-content:flex-start}
.opp-term div{text-align:center}
@media (min-width:720px){.opp-term{grid-template-columns:repeat(4,minmax(0,1fr))}.opp-term div{padding:20px 16px 4px}.opp-term div+div{padding-left:16px}}
@media (min-width:720px) and (max-width:1023px){.opp-term{grid-template-columns:repeat(2,minmax(0,1fr))}.opp-term div:nth-child(3){border-left:0}}
.opp-term dd{white-space:nowrap}
/* honorarios: tarjeta destacada */
.opp-fee2{display:grid;grid-template-columns:auto 1fr;gap:6px 26px;align-items:center;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:var(--on-navy-2);padding:24px 28px;border-top:3px solid var(--gold);box-shadow:var(--shadow);margin:0}
.opp-fee2 .fee-num{margin:0;padding-right:26px;border-right:1px solid var(--navy-line);text-align:center;line-height:1}
.opp-fee2 .fee-num strong{font-family:var(--display);font-weight:700;font-size:clamp(3.2rem,6vw,4.4rem);color:var(--gold-light);letter-spacing:-.02em}
.opp-fee2 .fee-num span{font-size:.5em;margin-left:2px;vertical-align:.55em}
.opp-fee2 .eyebrow{color:var(--gold-light)}
.opp-fee2 .fee-main{margin:6px 0 10px;font-family:var(--display);font-weight:700;font-size:1.2rem;line-height:1.3;color:var(--on-navy)}
.opp-fee2 .fee-pts{list-style:none;margin:0 0 10px;padding:0;display:flex;flex-wrap:wrap;gap:6px 18px;font-size:14.5px}
.opp-fee2 .fee-pts li{display:flex;align-items:baseline;gap:7px}
.opp-fee2 .fee-pts li::before{content:"✓";color:var(--gold-light);font-weight:700}
.opp-fee2 .fee-ej{margin:0;font-size:13px;color:var(--on-navy-muted)}
@media (max-width:560px){.opp-fee2{grid-template-columns:1fr;padding:22px 20px}.opp-fee2 .fee-num{border-right:0;border-bottom:1px solid var(--navy-line);padding:0 0 12px;text-align:left}.opp-fee2 .fee-pts{flex-direction:column}}
.opp-fee2 .fee-num{align-self:stretch;display:flex;align-items:center;justify-content:center}
@media (max-width:560px){.opp-fee2 .fee-num{justify-content:flex-start}}
/* v20261031i · panel de oferta (estilo «¡Haga su oferta!») */
:root{--of-panel:#ECE8DE}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]){--of-panel:#12263B}}
:root[data-theme="dark"]{--of-panel:#12263B}
.vh{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.of-panel{background:var(--of-panel);padding:24px}
.of-h{font-family:var(--display);font-weight:700;font-size:1.75rem;line-height:1.15;color:var(--ink);margin:0}
.of-desc{margin:10px 0 0;font-size:15px;max-height:4.6em;overflow:hidden;transition:max-height .3s}
.of-desc p{margin:0}
.of-desc.open{max-height:60em}
.of-more{display:block;width:100%;margin-top:8px;background:var(--sheet);border:1px solid var(--line);padding:7px;font:700 14px var(--body);color:var(--ink);cursor:pointer}
.of-kp{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:10px;margin:22px 0;text-align:center}
.of-kp i{width:1px;height:38px;background:var(--line)}
.of-kp span{font-size:14px;color:var(--muted)}
.of-kp strong{display:block;font-family:var(--display);font-size:1.45rem;color:var(--ink);white-space:nowrap}
.of-how{display:flex;justify-content:space-between;align-items:center;width:100%;background:var(--sheet);border:1px solid var(--ink);padding:12px 16px;font:400 15px var(--body);color:var(--ink);cursor:pointer;text-align:left}
.of-how b{font-weight:700}
.of-steps{display:none;margin:10px 0 0;padding:14px 16px 6px 34px;background:var(--sheet);font-size:14px}
.of-steps.open{display:block}.of-steps li{margin-bottom:8px}
.of-form{background:var(--sheet);box-shadow:var(--shadow);padding:22px;margin-top:18px;display:block}
.of-form fieldset{border:0;margin:0;padding:0;min-width:0}
.of-lbl{font-weight:700;color:var(--ink);font-size:14px;margin:0 0 8px;padding:0}
.of-radios{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px 20px;font-size:15px}
.of-radios label,.of-who{display:flex;align-items:center;gap:8px;cursor:pointer;font-size:15px;color:var(--text)}
.of-form input[type=radio],.of-form input[type=checkbox]{accent-color:var(--gold-text)}
.of-form hr{border:0;border-top:1px solid var(--line);margin:18px 0}
.of-who{margin:4px 0 10px}
.of-row{display:grid;gap:8px;margin-bottom:12px}
.of-row.r3{grid-template-columns:repeat(3,minmax(0,1fr))}.of-row.r2{grid-template-columns:repeat(2,minmax(0,1fr))}
.of-form .field{margin:0}
.of-form .field input,.of-form .field textarea{width:100%;font:400 15px var(--body);color:var(--ink);background:var(--ivory);border:1px solid var(--line);padding:10px 12px;border-radius:0}
.of-form .field input:disabled{opacity:.45}
.of-form .field input:focus,.of-form .field textarea:focus{outline:2px solid var(--gold);outline-offset:0;border-color:var(--gold)}
.of-form .err{display:block;font-size:12.5px;color:var(--err);min-height:0;margin-top:3px}
.of-amount{display:grid;grid-template-columns:1fr auto;gap:10px;align-items:start}
.of-amount input{text-align:right;font-weight:700!important;font-size:17px!important}
.of-send{background:var(--navy);color:var(--on-navy);border:0;padding:12px 20px;font-weight:700;white-space:nowrap}
.of-send:hover{background:var(--navy-2)}
.of-note{margin:8px 0 12px;font-size:13.5px;color:var(--muted)}.of-note b{color:var(--ink)}
.of-extra{margin:0 0 12px;font-size:14px}.of-extra summary{cursor:pointer;color:var(--gold-text);font-weight:700}
.of-extra textarea{margin-top:8px;min-height:90px}
.of-form .consent{font-size:13px;margin-bottom:8px}
.of-ok{background:var(--sheet);border-top:3px solid var(--gold);padding:24px;margin-top:18px}
@media (max-width:560px){.of-row.r3,.of-row.r2{grid-template-columns:1fr}.of-amount{grid-template-columns:1fr}.of-panel{padding:20px 16px}.of-form{padding:18px 16px}}
/* v20261031j · ficha a dos columnas iguales y formulario de oferta más compacto */
@media (min-width:1000px){.opp-layout{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}}
.of-panel{padding:22px 24px}
.of-kp{margin:16px 0}
.of-form{padding:18px 20px;margin-top:14px}
.of-line{display:flex;flex-wrap:wrap;align-items:center;gap:6px 18px;margin-bottom:10px!important}
.of-line .of-lbl{margin:0;min-width:150px;float:left}
.of-line .of-radios{justify-content:flex-start;gap:6px 18px}
.of-row{margin:12px 0 0;gap:8px}
.of-row[hidden]{display:none}
.of-form .err:empty{display:none}
.of-lbl-amt{margin-top:16px}
.of-note{margin:6px 0 8px}
.of-extra{margin:0 0 8px}
.of-form .consent{font-size:12.5px;line-height:1.45;margin-bottom:6px}
.of-form .consent input{width:16px;height:16px}
@media (max-width:560px){.of-line .of-lbl{min-width:0;width:100%}}
.of-line{display:block}
.of-line .of-lbl{float:left;width:175px;min-width:0;padding:2px 0 0}
.of-line .of-radios{display:flex;margin-left:175px}
@media (max-width:560px){.of-line .of-lbl{float:none;width:auto;margin-bottom:6px}.of-line .of-radios{margin-left:0}}
@media (min-width:561px){.of-line .of-lbl{width:150px}.of-line .of-radios{margin-left:150px;font-size:14.5px;gap:6px 14px}}
/* v20261031k · panel de oferta fijo (sin desplazarse) y rentabilidad a todo el ancho */
@media (min-width:1000px){.opp-aside{position:static}}
.opp-wide{display:flex;flex-direction:column;gap:28px;margin-top:32px}
.roi-cols{display:grid;gap:10px 40px}
@media (min-width:860px){.roi-cols{grid-template-columns:1fr 1fr}.opp-wide .roi-grid{gap:20px}}
.roi-cols h3{margin-top:6px}
/* v20261031l · página de servicios */
.svc-grid{list-style:none;margin:0;padding:0;display:grid;gap:18px;grid-template-columns:1fr}
@media (min-width:700px){.svc-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (min-width:1000px){.svc-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
.svc{background:var(--sheet);box-shadow:var(--shadow);padding:26px 24px 28px;border-top:3px solid transparent;transition:border-color .2s,transform .2s}
.svc:hover{border-top-color:var(--gold);transform:translateY(-2px)}
.svc-ico{display:grid;place-items:center;width:46px;height:46px;background:var(--gold-soft);color:var(--gold-text);margin-bottom:18px}
.svc-ico svg{width:24px;height:24px}
.svc h3{font-family:var(--display);font-size:1.3rem;color:var(--ink);margin:0 0 10px}
.svc p{margin:0;font-size:15px;line-height:1.6;color:var(--text)}
.svc-fee{margin:26px 0 0;padding:16px 20px;background:var(--sheet);border-left:3px solid var(--gold);font-size:15px;display:flex;flex-wrap:wrap;gap:6px 18px;align-items:center}
.svc-fee .link{margin-left:auto}
/* v20261031m · paginación del catálogo (9 por página) */
.opp-pager{display:flex;flex-wrap:wrap;justify-content:center;gap:8px;margin-top:28px}
.opp-pager button{min-width:44px;height:42px;padding:0 14px;background:var(--sheet);border:1px solid var(--line);color:var(--ink);font:700 14px var(--body);cursor:pointer;box-shadow:var(--shadow)}
.opp-pager button:hover:not(:disabled){border-color:var(--gold)}
.opp-pager button.cur{background:var(--navy);color:var(--on-navy);border-color:var(--navy)}
.opp-pager button:disabled{opacity:.35;cursor:default}
.opp-count{scroll-margin-top:110px}
/* v20261031n · ficha de oportunidad más compacta */
.opp-hero{padding-block:40px 44px}
@media (min-width:1000px){.opp-hero{padding-block:48px 52px}}
.opp-hero .wrap{gap:0}
.opp-hero-meta{margin:14px 0 10px}
.opp-hero h1{max-width:none;font-size:clamp(1.9rem,3.4vw,2.7rem);line-height:1.12}
.opp-hero .lede{margin-top:10px}
.opp-hero .opp-term{margin-top:24px}
.opp-hero .opp-term div{padding-top:14px}
.opp-hero .opp-term dd{font-size:clamp(1.5rem,2.6vw,2.1rem)}
.opp-hero .actions{margin-top:22px}
.opp-hero ~ section.sec{padding-block:44px}
@media (min-width:1000px){.opp-hero ~ section.sec{padding-block:56px}}
.opp-hero + section.sec{padding-top:40px}
.opp-hero ~ section.sec .sec-inner{gap:28px}
.opp-wide{margin-top:24px;gap:20px}
.opp-main{gap:24px}

/* v20261031p · filtros en columna lateral */
.opp-side{display:grid;gap:22px}
.opp-side-h{display:none}
.opp-main{display:grid;gap:22px;min-width:0}
@media (min-width:1050px){
.opp-side{grid-template-columns:230px minmax(0,1fr);column-gap:22px;row-gap:0;align-items:start}
.opp-side .opp-toolbar{grid-column:2;grid-row:1;margin:0 0 18px}
.opp-side .opp-filters{grid-column:1;grid-row:2;grid-template-columns:1fr!important;position:sticky;top:96px;gap:12px;padding:18px 16px;margin:0}
.opp-side .opp-main{grid-column:2;grid-row:2}
.opp-side-h{display:block;font-family:var(--serif,serif);font-size:1.1rem;margin:0;line-height:1.2}
.opp-main .opp-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.opp-main .opp-body{padding:18px 18px 20px}
}
/* v20261031q · cajón lateral: sin borde dorado, fijo y compacto */
@media (min-width:1050px){
.opp-side .opp-filters{border-top:0;top:88px;max-height:calc(100vh - 104px);overflow:auto;gap:10px;padding:16px}
.opp-side .opp-filters .field{gap:4px}
.opp-side .opp-filters input,.opp-side .opp-filters select{padding-top:9px;padding-bottom:9px}
}
/* v20261031r · cajón lateral estático (no acompaña al scroll) */
@media (min-width:1050px){.opp-side .opp-filters{position:static;max-height:none;overflow:visible}}
/* v20261031s · operaciones por año */
.ops-year{font-family:var(--display);font-size:1.35rem;margin:6px 0 -8px;color:var(--ink)}
.pill.ok{border-color:#2E7D4F;color:#2E7D4F}
#operaciones .ops{table-layout:fixed}
#operaciones .ops th:nth-child(1){width:26%}#operaciones .ops th:nth-child(2){width:8%}#operaciones .ops th:nth-child(3),#operaciones .ops th:nth-child(4){width:15%}#operaciones .ops th:nth-child(5){width:11%}#operaciones .ops th:nth-child(6){width:25%}